Senior Credit Analyst

Company: Cr--dit Agricole Group
Location: Chicago
Posted on: April 1, 2025

Job Description:

Job Title: Senior Credit Analyst (VP or Director)Summary:Challenging Senior Credit Analyst position in Credit Risk Analysis Chicago ("CRA"). The Senior Credit Analyst analyzes and recommends counterparty credit exposures proposed by the bank's business units in the Americas. The Senior Credit Analyst is assigned a portfolio that includes companies in the LBO, Global Commodity Finance, and U.S. diversified corporate portfolios.Key Responsibilities:

• Upon receipt of a credit request generated by the Front Office (commercial unit), the Credit Analyst reviews it for completeness, interfacing with the originators to obtain necessary additional documents, projections, industry data, or other information required for a thorough understanding of the risk.
• Writes a comprehensive credit analysis, evaluating the borrower's industry, competitive position, balance sheet, income statement, cash flow statements, and projections, the structure of the transaction, exposure size, and risks and mitigants in the proposal.
• Reviews and recommends the borrower's credit rating using the bank's internal rating model.
• Works with supervising Sector Head to determine a final recommendation to be presented to Senior Management and Credit Committee.
• Manages the completion of the file under the supervision of the Sector Head in order to meet deadlines.
• Verifies data inputs (including risk ratings, profitability assumptions) within several databases and works with commercial units to resolve issues, if any.
• Monitors risk in assigned portfolio and prepares quarterly reports on sensitive names.
• Works on various ad hoc portfolio or counterparty research requests.
• Helps mentor and train junior analysts.Key Internal Contacts:Local RPC teams, Local Front Office teams, Loan Review team, Head Office RPC SCS and Front OfficeSalary Range: $140k - $170k
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Keywords: Cr--dit Agricole Group, Chicago , Senior Credit Analyst, Professions , Chicago, Illinois